A career centered on guidance and service

Advisors help people understand life-insurance options, consider their protection needs, and receive support throughout the policy journey. The role relies on product knowledge, relationship-building, and thoughtful follow-through. Earnings are commission-based and are not guaranteed.

Introduce a widely recognized insurer

LIC is a long-established life insurer with broad recognition across India. Familiarity can help start conversations, while trust is built through clear explanations, appropriate recommendations, and dependable service. Brand recognition does not guarantee sales.

Options for different needs and life stages

Product categories include protection, savings, child-focused planning, and retirement. Features, eligibility, exclusions, and benefits differ by plan. Advisors should understand the current policy terms and help clients consider options suited to their needs.

Understand the statutory guarantee

Section 37 of the LIC Act, 1956 provides a Central Government guarantee for sums assured and bonuses declared on policies issued by LIC, subject to the Act's provisions, including Section 14. The precise scope depends on the law and policy terms; it should not be represented as a guarantee of every benefit or investment outcome.

Build knowledge before advising

Candidates must complete the applicable pre-recruitment training and insurance-agent examination before appointment. Training develops knowledge of insurance, products, regulations, and customer service. Current requirements should be confirmed with the branch.

Steps to begin an agency career

1. Contact the Marhowrah Branch to confirm current eligibility, application steps, and required documents.
2. Complete the applicable registration and pre-recruitment training.
3. Pass the required insurance-agent examination and complete appointment formalities.
4. Begin soliciting or servicing business only after the required authorization and appointment are in place.